How are risk factors evaluated?

Risk on every payment is compared against payments across the card network. Factors include:

• Previous disputes from your IP address.

• Previous early fraud warnings.

• Authorization rate for transactions tied to your email and IP address.

• Number of declined cards previously associated with this email in the last 7 days.

If your application can't be approved, we'll email you with more detail about why. We hope you'll give us another chance in the future.