How do refunds affect my repayment schedule?

When a refund is applied as credit to your Suave account, it's automatically used to cover your upcoming scheduled payments. This reduces the amount you need to pay until the credit is fully used.

For example:

• The credit may cover your next payment in full.

• Any remaining portion is applied to the payment after that, and so on.

Important: lump-sum payments don't change your plan

Suave's payment plans are designed with fixed installment amounts and schedules. Once a plan is set, making a large additional payment doesn't recalculate it, payment dates and amounts stay the same, with the credit applied to your next dues.

If you want to fully pay off a plan early, see 'Can I pay off my Suave plan completely?'