How does Suave decide my spending limit?

Suave doesn't approve 100% of applications. We aim to support responsible, sensible spending — so your limit is personalized to your profile.

To calculate your limit, we look at several factors:

• Your income, based on your uploaded payslip.

• Your employment history and working hours.

• Your age.

• Phone metadata, to help verify your activity and device.

• Your previous payment history with Suave.

• The amount you're requesting.
  
  

All of this helps us offer a limit that fits your profile while keeping things sustainable.